Stop Foreclosure in Georgia
If you are behind on your mortgage payments or are facing an imminent foreclosure, Chapter 13 is often the best option to stop the bank from foreclosing on your home. Chapter 13 will allow you to come up with a viable repayment plan to catch-up your past-due mortgage payments and save the home that you love (and the blood, sweat, and tears put into it!).
I will come up with a payment plan that is catered to your needs that will allow you to pay back your mortgage arrears over a 5-year period. Be sure to contact an attorney right when you receive a notice of foreclosure. Coming in the day before your house is scheduled to be sold at the courthouse steps is possible, but your experience will be much smoother if you seek help as soon as you know your home is up for foreclosure.
As an added benefit, your car will also be saved from repossession, and I can set up a plan that will have you pay off the remaining balance on your car over a 5-year period.
A word of warning regarding loan modifications. Many mortgage companies are not responsive to a property owner’s requests to negotiate or work out a repayment plan. Delays in the loan modification process can put the homeowner in a difficult dilemma. Many larger banks have separate departments, including a foreclosure department and loan modification department, that do not speak with each other.
You need to receive written confirmation that your home will not be foreclosed on before moving forward with anything regarding a loan modification. At the very least, contact a bankruptcy attorney within two weeks of the date scheduled for foreclosure of your home. This will avoid a last minute filing.
GET STARTED TODAY!
If you would like to discuss your financial situation and stop the bank from foreclosing on your home, call me at (678) 587-8740 or complete the form at the bottom of this page. Alternatively, you can shoot me an email. Remember, I return phone calls within 24 hours and emails the same day received.